A: Yes, that’s exactly what we’re here for. We’ll talk through your current situation and future goals, explain your options in plain language, and help you choose the right coverage, without pressure or jargon.

A: Great question—and one we hear often. We specialize in working with self-employed individuals who don’t have access to traditional employee benefits. We'll help you create a plan that includes health insurance, income protection, and any other coverage that fits your needs.

A: It depends on your age, health, income, and goals—but we’ll help you find the most cost-effective options available. Often, people are surprised by how much they can protect with even a modest budget.

A: These policies vary in cost, duration, and features. Term life covers you for a specific period, while whole and universal life offer lifelong coverage with added savings components. We’ll walk you through the pros and cons of each so you can decide what’s right for you.

A: Often, yes. Employer-provided policies typically offer limited coverage and don’t move with you if you leave your job. We can help you understand what you have—and whether you need additional protection to fully safeguard your loved ones.

A: Income protection (like disability insurance) helps replace your income if you’re unable to work due to injury or illness. If you're self-employed or rely on one income, this can be a financial safety net during a tough time.

A: We start with a free, no-pressure consultation. From there, we’ll help you assess your needs, review plan options, and guide you step-by-step through enrollment. You’ll never have to guess what’s next.

A: That’s exactly what we’re here for. We love helping people understand their options and make informed decisions—whether you’re ready to enroll or just looking for clarity.